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Learn about Provident Title

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Real estate transactions are complicated. We’re glad you found us.

What we do

At Provident Title, we understand that real estate closings and transactions bring together a variety of stakeholders that are interdependent upon each other. It is our mission from the start to align the interests of all involved through superior communication and 24/7 service. Our team understands the needs and requirements of buyers, sellers, real estate agents and lenders, and we work collaboratively to minimize delays to make your closing as smooth as possible.

Joanna Bonfanti

Director of Business Development

Joanna Clary Bonfanti is a seventh generation Floridian from Destin. Being born and raised on the Emerald Coast, Joanna witnessed first-hand the growth and transformation this tiny “fishing village” has experienced. For over 15 years Joanna worked as a lobbyist representing clients before the Florida legislature and executive agencies. While she still enjoys a passion for public policy and Florida politics, Joanna decided to pursue a real estate career. She obtained her real estate license in 2020 and joined the team at Premier Property Group. Joanna joined Provident in 2022 as the Director of Business Development. Joanna and her husband Mark have two daughters, Lucy and Caroline, who love living at the beach. The Bonfantis also have two dogs, Winnie, an English Bulldog, and Remy, a French Bulldog. When she’s not selling real estate or assisting with closings, she enjoys traveling, reading, playing pickleball, and relaxing at the beach. 

Joanna Bonfanti

Martha Eskuchen

Of Counsel Attorney

Coming Soon

Dan Jordan

Managing Title Agent

Dan is a 2006 graduate of Auburn University with a degree in Finance. Originally from Anniston, AL, he has been a resident of Panama City since 2017. Dan started his career in the title industry in 2018, and has been a licensed title agent since 2020. In his free time, Dan enjoys spending time with his three rescue dogs Olive, Lyla, and Roscoe.

Dan Jordan headshot

Heather E. Monk

Licensed Title Agent

Heather E. Monk grew up in Jupiter, Florida and moved to the Panhandle to attend Chipola College in 2005. She graduated with an associate degree majoring in psychology and a minor in Spanish. She continued working towards her bachelor’s degree at Troy University through the Chipola College Campus.

Heather started off her basic knowledge of the Title Industry when she was only 12 years old working for her mother’s law office and title office in Juno Beach, Florida. Her mother is a real estate Attorney who opened a title office alongside her law office in 1987, only a few months after Heather was born. She advanced her knowledge and skills over the years, eventually taking a step back from the law office and focusing primarily on the title company.

In 2018, just before Hurricane Michael, Heather and her family moved to Panama City Beach. Heather has 3 children, her son Zane, and two daughters, Jozalyn and Zaly.

She was scheduled to take her licensing test just over 30 days after Hurricane Michael wiped out the Panhandle area. Due to the devastation that was caused to her mother’s title/law building, she almost canceled her testing appointment. Luckily, she decided to follow through with her commitment and obtained her Florida Title Agent License on November 8, 2018.

Heather is a power partner with the Central Panhandle Association of Realtors and was on the 2017 Leadership Committee. She is also a member of the Marianna Woman’s Club and Jackson County Chamber of Commerce.

Heather loves to spend time watching her children play sports, reading a good book, relaxing on the beach or spending time at the pool.

Morey Urban

Licensed Title Agent

Morey grew up in a small town just south of Montgomery, Alabama, and spent many summers vacationing in the Panhandle. Upon graduating from Auburn University in 2002, she moved here, where she met her husband, Brian. After spending the first few years of married life raising babies near family in Alabama, Morey and her family moved back to the area in 2017, knowing it was a great place to raise children. Morey began working in the real estate industry in 2019 and made the leap to the title industry in 2023, becoming a licensed title agent. In her free time, Morey enjoys spending time with her husband and three children at the beach or outside in nature.

Morey Urban headshot

Why work with us?

Simply put, our clients choose us because we make real estate closings easy. Our team will work with you to expedite the closing process, and to ensure a seamless and smooth transaction. You can expect near real-time response to questions and needs. In addition, security is paramount at Provident Title, and our clients have peace of mind and confidence that all transactions are secure.

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